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Best Virtual Card Options for Facebook Ads in Nigeria


In today’s discussion, we will explore the most suitable virtual card options for running Facebook ads in Nigeria. Given the pivotal role online advertising plays in business promotion, it is crucial to identify a dependable and convenient payment method for your advertising campaigns. This article aims to provide insights into the top virtual card providers in Nigeria, catering to individual entrepreneurs and large-scale businesses alike, seeking an ideal virtual card solution for their Facebook ad ventures in Nigeria.

Section 1: PSTNET – The Ultimate Choice for Facebook Ad Virtual Cards

PSTNET stands out as a remarkable payment system offering the best virtual cards for Facebook Ads. The first card can be acquired without any documentation requirements and is available in both USD and EUR.

Service Advantages

  • Complimentary cards under certain spending conditions
  • 2% commission for top-ups
  • Zero transaction fees
  • No withdrawal fees from the card
  • No fees for declined payments or operations on blocked cards

Funding the card is incredibly versatile, with options including USDT TRC-20 and BTC cryptocurrencies, Visa and Mastercard cards, Swift and SEPA bank transfers. The presence of US and European BINs (25+) and 3DS capability virtually eliminates the risk of payment rejection and card blocking.

PSTNET also offers the PST Private program, particularly advantageous for advertising teams:

  • Up to 100 free cards for testing
  • $1 issuance fee for additional cards
  • 2% fee for card top-ups
  • Master Accounts for team management, funding, role assignment, and limits
  • Transparent reporting and data export features

Section 2: Barter by Flutterwave Virtual Dollar Card

Barter by Flutterwave is a highly recommended choice as the premier virtual card for Facebook ads in Nigeria. This fast app enables instant domestic and international money transfers.

Barter incorporates digital wallet functionality, allowing users to fund their accounts through bank accounts, bank cards, or mobile money accounts. Upon having funds in your account, you can create a virtual dollar card for seamless online payments on most websites.

Please note that the card cannot be used for cryptocurrency purchases, online trading, betting websites, or money transfer services. The card costs $2 with a $1 monthly fee, and a minimum balance of $5 is required for creation. You can load the card with up to $10,000.

Section 3: Chipper Cash – A Convenient Option

Chipper Cash is our second choice for virtual cards tailored for Facebook ads in Nigeria. This platform offers virtual dollar cards facilitating online international transactions.

Users can fund their virtual card directly from their Chipper wallet, with the process resembling conventional credit or debit card usage. There is a daily withdrawal limit of $1,000, with no total withdrawal limit, ensuring utmost convenience.

Section 4: ALAT Virtual Dollar Card – From Wema Bank

ALAT, a digital-only brand operated by Wema Bank, offers a comprehensive banking package, which includes virtual dollar cards. Users can fund their ALAT accounts and load their virtual cards from their naira balance, with a maximum load limit of $20,000.

Please be aware that this virtual card is not suitable for money transfer websites and does not support 3D Secure authentication.

Section 5: Wallets Africa – The Versatile Choice

Wallets Africa, a Nigerian startup, provides both virtual and physical naira and dollar Visa cards issued by UBA (United Bank for Africa). This versatility empowers users to conduct online transactions in both naira and dollars, making it ideal for international travel.

Nevertheless, there are associated fees, including a $1 monthly fee, a $0.75 fee on foreign transactions, and a 2% fee for loading the card from an external account.

Section 6: CashBuddy – For Diverse Payments

CashBuddy offers a virtual dollar card that allows payments on various platforms, including Apple Music, Facebook, Amazon, Instagram, and Skrill. This virtual card is suitable for making and receiving payments across Africa. While obtaining the virtual card comes with a $3 fee, transactions using the card are free. The virtual card allows a maximum funding limit of $10,000, both on a daily and monthly basis.

Section 7: Flip By FluidCoins – Powered by Cryptocurrency

FluidCoins, a crypto payment platform, presents the Flip virtual dollar card, supported by cryptocurrency. Users can access this card through the Flip App, offering a transaction limit of $1,500 for effortless online payments.

Section 8: Payday – International Purchase and Payments

Payday provides a virtual dollar card for international purchases and online payments. Users can open foreign accounts in US dollars, British pounds, and euros at no cost. There are no specific funding or withdrawal limits associated with the Payday virtual card, providing users with flexibility and convenience.

Section 9: Fundall – Affordable Virtual Dollar Card

Fundall is a virtual dollar card provider in Nigeria, offering dollar-denominated virtual cards. Users can create a virtual dollar card through the Fundall app, with the first-time creation being free. Fundall also allows users to generate multiple virtual dollar cards for one-off payments in active transactions. The virtual card can be funded with as low as $5 (in naira equivalent), making it accessible to a wide range of users.

Section 10: Bitsika Virtual Card – Multicurrency Solution

Bitsika is an app available in Nigeria and several French-speaking African countries, facilitating money transfers in multiple currencies, including naira, cedis, CFA francs, and cryptocurrencies like bitcoin. Bitsika provides a virtual Visa debit card for spending these funds, but please note that it comes with a relatively high 8% fee.

Section 11: Eversend Virtual Dollar Card – New Possibilities

Eversend users can now employ the virtual card for Facebook ads. Users can fund their accounts through payment cards and subsequently obtain a virtual dollar debit card for online payments. The virtual card has a $1 creation fee and a $1 monthly fee, with an additional 2% currency conversion fee for charging the card.

FAQs on Virtual Cards for Facebook Ads

Here are answers to some frequently asked questions regarding virtual cards for Facebook advertising in Nigeria.

  1. Does Facebook accept virtual Visa cards for advertising?
    • Yes, Facebook accepts virtual Visa cards for advertising payments.
  2. Are there free virtual credit cards (VCC) for Facebook ads?
    • It’s unlikely to find free virtual credit cards specifically designed for Facebook ads. Virtual credit cards often come with associated fees or require a linked bank account or funding source.
  3. Can I use a Kuda card for Facebook ads?
    • Yes, you can use a Kuda virtual card for Facebook ads or any other Visa or MasterCard.
  4. Can I use Capitalist virtual cards for Facebook advertising payments?
    • While virtual cards are generally accepted for Facebook advertising, it is advisable to verify with Capitalist directly to ensure their virtual cards are accepted for this purpose.
  5. Are there virtual cards available specifically for advertising purposes?
    • Yes, virtual cards are available for advertising purposes and function similarly to regular credit or debit cards, suitable for paying for Facebook ads and other advertising platforms.

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